We aim to be a trusted guide for our clients, providing the expertise that helps physicians navigate the complex world of student loan repayment. So they can feel prepared and confident. And go back to living life on their terms.
“To be honest, when I first heard about federal student loan forgiveness, I dismissed it as snake oil. Free money from the government sounded too good to be true.
But I discovered that it was indeed real, though incredibly complex. After many hours of research into all the regulations and nuances, I began offering student debt sessions as one of my services as a financial advisor. And every single client who requested a session saved serious money—from $40K to $400K.
By the time I started Navigate, I knew that I wanted to specialize in helping the professionals who shoulder the most student debt: physicians.
Navigate helps physicians take back control of their student loans—and their lives. And we help health systems take better care of their employees. Together, we can flip the script on student debt.
We aim to be a trusted guide for our clients, providing the expertise that helps physicians navigate the complex world of student loan repayment. So they can feel prepared and confident. And go back to living life on their terms.”
– Joy Sorensen Navarre
Joy Sorensen Navarre
President and Founder
Joy Sorensen Navarre is the president and founder of Navigate LLC. A national expert in student loan management, she consults with physicians and health systems across the country.
Joy lives by a powerful core belief: you find your purpose where the world’s greatest need and your greatest joy meet. This is why she built Navigate. She loves doing work that helps everyone—physicians, health systems, and patients.
She’s always flipping the script and spends her free time fishing for panfish with a six-pound test line on an ultra-light pole.
Jon Sorensen
Account Executive
Jon Sorensen is a “Guide” at Navigate. An expert student loan advisor, he leads physicians through our process so they understand all the repayment options and feel confident about their financial futures.
He’s usually calm and thoughtful, but he’s got a competitive streak that comes out on the baseball field. It’s a sport he’s played or coached since he was four years old.
Cara Martner
Outrider
Cara Martner is our “Outrider” she works in the space ahead of the Navigate team (time-wise) to clear the way and see what is coming next. Cara specializes in the behind the scenes work that keeps Navigate’s systems and processes running smoothly. She’s friendly, she’s fast, and she’s fired up about helping physicians throughout every step of their work with Navigate to deliver an exceptional experience.
Cara is truly multi-talented, both in and out of the office. An accomplished musician, she studied music business and works in the outdoor music festivals.
In Memoriam
Shel Sorensen
Database Administrator
Shel Sorensen is our database administrator. He maintains the security and confidentiality of our client records.
But don’t assume that this techie hides behind his computer—he’s also a popular emcee for high school reunions.
Margaret Stockton
Flow Manager
Margaret Stockton is our “Flow Manager”. She serves as our scheduling specialist and administrative assistant. As the welcoming committee for anyone contacting Navigate for the first time, she is committed to ensuring physicians make the connections they need to receive the assistance Navigate offers. She provides friendly and prompt responses to your requests.
Margaret leads a double life. When she is not assisting you, she offers her services as a professional resume writer helping others reveal their best selves on paper. But, it is not “all work and no play”, she discovered ballroom dancing and happily dedicated the last 7 years dancing 8 – 10 hours a week learning to trip the light fantastic. She especially loves Waltz and Tango, but she has some sassy West Coast Swing moves too!