“As a new attending physician, I was overwhelmed with the loan repayment options. Joy is so knowledgeable and patient, she has been able to guide me through the entire process. My monthly payments will go down by over two-thirds and in the end, over half of my loans will be forgiven. The amount of stress she has taken off my mind is priceless.”

Carrie Kohlhapp, DO

Virtua Health System

"Joy walked me through the process of understanding and applying for a federal loan consolidation and being a part of the Public Service Loan Forgiveness Program. I felt that she was extremely nice, helpful and patient with me. I have referred many of my friends and co-workers to speak with her to also understand their options."

Shakil Hafiz, DO

Avera-McKennan Hospital and University Health Center

"Before I talked to Navigate, I felt frustrated by the confusing paperwork and lack of straightforward information related to repayment timelines for my student loans. After I talked to Joy, I felt as though I could begin to navigate through the student loan payback process in a confident direction, knowing that I was making the smartest financial decisions I could."

​Audrey Kopp, RN

Hennepin County Medical Center

"Thank you for the amazing phone conversation yesterday. I truly appreciate you spending the time to look at all avenues in order to have the best payment plan as possible. Thank you again for being part of my residency journey."

Michelle Green, MD

FMEC Member

"I recently felt overwhelmed by my student loans, but Navigate gave me a deeper understanding about my payment options. Jon was very thorough and now I have a plan that makes my debt seem more manageable and should save me a lot of money."

Mark Bostrom, MD

HealthPartners, MN

"Thank you so much for taking the time to work with us and provide your advice. It was, of course, very informative. I am looking forward to interviewing with several clinics in the coming months, so I may have some more concrete numbers to work with at that time. I will reach back out to you when I do."

Laura Barbour, DO

University of Maryland Medical Center, MD

"Thank you so much for your guidance today! It was a pleasure talking to you. Thank you for helping me understand my loans and guide me through how I can get the most out of the PSLF program."

Vidur Tangri, MD

Anne Arundel Medical Center, MD

“It’s a small price to pay for peace of mind”

Nicholas Scott, MD

MetroHealth Medical Center, OH