Making PSLF History for Physicians: The Limited Waiver Opportunity

Under the LWO, those in full-time non-profit work can qualify for PSLF regardless of the payment plan they have been on, and most types of federal loans now qualify. Physician borrowers just need to take steps to convert their old loans into a Direct Consolidation Loan and submit a PSLF form to their employer before the period ends in October. Physicians with fewer than 120 payments have an extra step. You will need to get on an income-driven repayment (IDR) plan for your remaining payments to qualify.

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What’s better? PSLF or mo’ money?

If you’re recently married, there’s a good chance that your previous tax strategy will need to be adjusted now that you’re married.

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First comes love, then comes marriage, then comes … higher student loan payments?

If you’re recently married, there’s a good chance that your previous tax strategy will need to be adjusted now that you’re married.

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YIKES! Federal Student Loan repayment to coincide with this year’s tax deadline. Are you ready?

The coinciding of these two major deadlines for the fiscal year may leave you feeling overwhelmed. That’s where Navigate comes in. We can help you figure out your IDR Recertification strategy. With the extension, your payment will be the same as it was prior to the COVID forbearance. This will last until December and perhaps into 2023, depending on your IDR recertification date.

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PSLF and the Power of Persistence

As most of us were rushing trying to purchase the last of our holiday gifts, the federal government came up with a last-minute present of its own: The moratorium on federal student loan repayment, initially set to expire on January 31 of 2022, was extended to April 30.

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PSLF Pursuers Receive New Servicer: MOHELA

As most of us were rushing trying to purchase the last of our holiday gifts, the federal government came up with a last-minute present of its own: The moratorium on federal student loan repayment, initially set to expire on January 31 of 2022, was extended to April 30.

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Turning over a New Leaf: Taking a New Approach to Your Student Loans

As most of us were rushing trying to purchase the last of our holiday gifts, the federal government came up with a last-minute present of its own: The moratorium on federal student loan repayment, initially set to expire on January 31 of 2022, was extended to April 30.

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Student Loan Payment Freeze Extended Until May

As most of us were rushing trying to purchase the last of our holiday gifts, the federal government came up with a last-minute present of its own: The moratorium on federal student loan repayment, initially set to expire on January 31 of 2022, was extended to April 30.

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New Year, New Plan for Your Student Loans? Maybe…

If you’ve already done the work of doing your research, gotten the best advice, and made a plan, it’s usually best to stick with it: keep filing your paperwork and wait for it to do it’s work. This is especially true if you’re pursuing Public Service Loan Forgiveness: changing strategies—such as consolidating or refinancing—can have major ramifications, ones that could extend repayment. 

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Looking for Light on the Longest Night

As we navigate the gray, the charcoal, and even the rough black of deepening December darkness, I’m looking for the light. Just like the dormant scaly brown tubers of my dahlias will sprout and yield dazzling hues, I know that December will yield to fresh green May and shimmering June. We wish you a peaceful end to this dark and difficult year, with quiet and confident hope for a brighter one to come. Happy holidays.

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