Ready to Break Up with Your Student Loan Servicer?
Summer Lovin’ Your Student Loans… NOT!
Summer is nearly here, which could have you thinking about love, but something tells me it’s not about how much you love your student loans or your servicer. Maybe you’re remembering a favorite vacation with your beloved, or a summer fling from when you were younger. Maybe there were moonlit walks on the beach, or smiles exchanged over ice cream while the sun beamed above. But summer is just a brief distraction, and we have to bid farewell to new friends and new romances. Some may try to maintain their relationships over long-distance, but a phone call just isn’t the same.
Student Loans, from Bad to Worse on Hold
How we wish we could bid farewell to our student loan servicers! Being in a relationship with them is like having your heart broken over and over again, but they just won’t let you go. We recently mentioned being stuck on the phone with a loan servicer, and I’m sure you can empathize with how excruciating it can be! Not only are you frequently met with misinformation, disinformation, or just plain ignorance, you have to endure minute after minute of tortuous hold music! Whether it’s dreaded crackly oboe (looking at you, MOHELA), or some more familiar tune, it’s never uplifting. Some of our favorite worst offenders include:
Used to Love U by John Legend:
“Maybe it’s me, maybe I bore you
Oh no, it’s my fault ’cause I can’t afford you”
Either Way by Chris Stapleton:
“We pass in the hall
On our way to separate rooms
The only time we ever talk
Is when the monthly bills are due”
Who’s Lovin’ You by The Jackson 5:
“When I had you, I treated you bad and wrong my dear”
One thing that sets Navigate apart from other student loan advisors is that we’re right there with you while you’re sitting on hold. We’ll join you on a call with your servicer and guide you through the good, bad, and ugly (i.e. the hold music). If you want to break up with your student loan servicer, we can help put you on the right path so you can finally say farewell.
If you have Federal Student Loans, schedule your free 15-minute Discovery Session to find out if your loans can be forgiven after 25 years.