Tag Archive for: pslf

First comes love, then comes marriage, then comes … higher student loan payments?

First comes love, then comes marriage, then comes … higher student loan payments?

If you’re recently married, there’s a good chance that your previous tax strategy will need to be adjusted now that you’re married.

Federal Student Loan repayment to coincide with this year’s tax deadline

YIKES! Federal Student Loan repayment to coincide with this year’s tax deadline. Are you ready?

The coinciding of these two major deadlines for the fiscal year may leave you feeling overwhelmed. That’s where Navigate comes in. We can help you figure out your IDR Recertification strategy. With the extension, your payment will be the same as it was prior to the COVID forbearance. This will last until December and perhaps into 2023, depending on your IDR recertification date.

Tell Your PSLF Story

Following the hearings in June, the Dept. of Ed. made a request for comments, an opportunity for borrowers pursuing PSLF to join the process. To amplify your voices, the Student Borrower Protection Center has partnered with a number of state and national organizations to collect borrower stories and send them on to Washington.

Back to School: College and Cost

What can we do to change the culture around student debt? First off, we need to start talking about it.

A Reform of Public Service Loan Forgiveness?

With student loan payments resuming in less than two months, it’s a good idea to start preparing sooner rather than later.

Student Loan COVID Forbearance Ends Jan. 31st

With student loan payments resuming in less than two months, it’s a good idea to start preparing sooner rather than later.

PHEAA/FedLoan is exiting the federal student loan business

On July 8th, the Pennsylvania Higher Education Assistance Agency (PHEAA) announced that it will not renew its contract with the Department of Education. After December 14th, they will no longer service the federal student loans, including those of PSLF pursuants.

Don’t wait to “phone a friend” for student loan advice

For those pursuing PSLF, they’ve had the added benefit that these months of forbearance have counted toward their 120 qualifying payments required for forgiveness. The economy, however, remains fragile, and many are wondering what will happen as student payments resume in the coming months—not to mention the end of expanded unemployment benefits for millions of Americans.

So what’s the solution? Where do we go from here?

Bastille Day: The Democratic Approach and Student Debt

Bastille Day: The Democratic Approach and Student Debt

For those pursuing PSLF, they’ve had the added benefit that these months of forbearance have counted toward their 120 qualifying payments required for forgiveness. The economy, however, remains fragile, and many are wondering what will happen as student payments resume in the coming months—not to mention the end of expanded unemployment benefits for millions of Americans.

So what’s the solution? Where do we go from here?

What is PSLF?

“So, what’s that PSLF thing?”

PSLF – Public Service Loan Forgiveness can eliminate all remaining student loan debt for those who have made qualifying on-time payments over ten years. Anyone who is a full-time employee of federal, state, local, or tribal governments; a 501(c)(3) non-profit or certain other public service organizations qualifies.