IDR Plans and Payment Caps: ‘Til PSLF Do You Part

in , , ,

Oftentimes, we and our clients have to correct mistakes made by loan servicers, and having your payment plan messed with can be one of the most detrimental. If your loan servicer tells you that you no longer qualify for your plan, they’re wrong. When you enroll in an IDR plan, it’s “‘til death do you part,” or—to put it in a more positive light—“‘til PSLF do you part.” Have no fear, give us a call, and we’ll help you ride the cap all the way there.

Read more

Lost in the Seas of Student Loan Payment Plans?

in , ,

A new report from the government consumer watchdog finds that student loan servicers betrayed borrower’s trust, gave misleading and fraudulent advice, and withheld refunds when their mistakes were identified.

Read more

CFPB Pens Damning Report on Student Loan Servicers

in , ,

A new report from the government consumer watchdog finds that student loan servicers betrayed borrower’s trust, gave misleading and fraudulent advice, and withheld refunds when their mistakes were identified.

Read more

Tell Your PSLF Story

in , , , ,

Following the hearings in June, the Dept. of Ed. made a request for comments, an opportunity for borrowers pursuing PSLF to join the process. To amplify your voices, the Student Borrower Protection Center has partnered with a number of state and national organizations to collect borrower stories and send them on to Washington.

Read more

Back to School: College and Cost

in , , , ,

What can we do to change the culture around student debt? First off, we need to start talking about it.

Read more

A Reform of Public Service Loan Forgiveness?

in , , ,

With student loan payments resuming in less than two months, it’s a good idea to start preparing sooner rather than later.

Read more

Student Loan COVID Forbearance Ends Jan. 31st

in , , ,

With student loan payments resuming in less than two months, it’s a good idea to start preparing sooner rather than later.

Read more

PHEAA/FedLoan is exiting the federal student loan business

in , , ,

On July 8th, the Pennsylvania Higher Education Assistance Agency (PHEAA) announced that it will not renew its contract with the Department of Education. After December 14th, they will no longer service the federal student loans, including those of PSLF pursuants.

Read more

Don’t wait to “phone a friend” for student loan advice

in , , ,

For those pursuing PSLF, they’ve had the added benefit that these months of forbearance have counted toward their 120 qualifying payments required for forgiveness. The economy, however, remains fragile, and many are wondering what will happen as student payments resume in the coming months—not to mention the end of expanded unemployment benefits for millions of Americans.

So what’s the solution? Where do we go from here?

Read more
Bastille Day: The Democratic Approach and Student Debt

Bastille Day: The Democratic Approach and Student Debt

in , , ,

For those pursuing PSLF, they’ve had the added benefit that these months of forbearance have counted toward their 120 qualifying payments required for forgiveness. The economy, however, remains fragile, and many are wondering what will happen as student payments resume in the coming months—not to mention the end of expanded unemployment benefits for millions of Americans.

So what’s the solution? Where do we go from here?

Read more