PSLF Is a Waiting Game

PSLF Is a Waiting Game

Remember, if you’re one of the millions of Americans waiting on PSLF, you’re not alone! And if you need a helping or comforting hand, we’re just a phone call away from answering your questions, guiding you through conversations with MOHELA, or just helping you keep calm while you get your PSLF on. 

Student Loan Consolidation, Payment Plans, and Forgiveness

Early next year, borrowers on IDR plans will have their payments recounted under a federal account adjustment. Those with FFEL loans will see all previous payments counted towards IDR Forgiveness, or Public Service Loan Forgiveness, if they consolidate their loans into a Direct Loan by the end of 2023.

Ready to Break Up with Your Student Loan Servicer?

One thing that sets Navigate apart from other student loan advisors is that we’re right there with you while you’re sitting on hold. We’ll join you on a call with your servicer and guide you through the good, bad, and ugly (i.e. the hold music).

Be the Best Advocate for Your Student Loans

Be the Best Advocate for Your Student Loans

If you are among those with variable-rate student loans, don’t despair: your rate may be going up right now, but it’s not permanent. Since rates are tied to the market, once the economy levels out again, your rate will almost surely go back down if you can hold on until then.

Federal Interest Rates and Your Student Loans

If you are among those with variable-rate student loans, don’t despair: your rate may be going up right now, but it’s not permanent. Since rates are tied to the market, once the economy levels out again, your rate will almost surely go back down if you can hold on until then.

Taxes, IDR Plans, and Student Loan Payments

Even if your income increases due to salary raises, you may still be able to maintain or lower your student loan payments through pre-tax contributions. These lower your adjusted gross income (AGI), which, in turn lowers your student loan payments.

If You Have a Question About Your Student Loans, Ask It!

If you’re struggling under the cost of repaying your student loans, there is help! Contact your student loan professionals with any questions you have about student loans, whether broad or specific, big or small. We’re here to help! 

Biden Student Debt Relief at the Supreme Court

If you’re struggling under the cost of repaying your student loans, there is help! Contact your student loan professionals with any questions you have about student loans, whether broad or specific, big or small. We’re here to help! 

Next Stop for Student Loan Reform: Bankruptcy?

If you’re struggling under the cost of repaying your student loans, there is help! Contact your student loan professionals with any questions you have about student loans, whether broad or specific, big or small. We’re here to help! 

Parent Borrowers Consistently Left Out of Student Loan Reforms

While parents have been excluded in most of the student loan reforms, advocates have remained vocal about their struggles and needs for relief. Groups like the Student Borrower Protection Center continue to push for parent inclusion and share their stories.