Entries by Joy Sorensen Navarre

Making PSLF History for Physicians: The Limited Waiver Opportunity

Under the LWO, those in full-time non-profit work can qualify for PSLF regardless of the payment plan they have been on, and most types of federal loans now qualify. Physician borrowers just need to take steps to convert their old loans into a Direct Consolidation Loan and submit a PSLF form to their employer before the period ends in October. Physicians with fewer than 120 payments have an extra step. You will need to get on an income-driven repayment (IDR) plan for your remaining payments to qualify.

YIKES! Federal Student Loan repayment to coincide with this year’s tax deadline. Are you ready?

The coinciding of these two major deadlines for the fiscal year may leave you feeling overwhelmed. That’s where Navigate comes in. We can help you figure out your IDR Recertification strategy. With the extension, your payment will be the same as it was prior to the COVID forbearance. This will last until December and perhaps into 2023, depending on your IDR recertification date.